Vipps payments with Checky Pro

Norway’s mobile payment app, in practically every Norwegian pocket. We do not offer it yet — here is how it works, and how to tell us you want it.

Join the waitlist See all 24 methods

New here? Checky Pro is the payments & checkout platform for modern e-commerce.

What is Vipps?

Vipps is Norway’s mobile payment app, launched by DNB in 2015 and now so ordinary that "vippse" is a verb Norwegians use for paying each other. It is identified by phone number, backed by a card the user registered once, and it covers everything from splitting a bill to paying at a market stall to checking out online.

Since 2022 it has been part of Vipps MobilePay, the company formed when Norway’s Vipps merged with Denmark and Finland’s MobilePay. The brands stayed separate in each market — Norwegians still say Vipps — but the infrastructure behind them is now one, which is why the online flows look identical.

Online the app does the work. On a phone the Vipps app opens by itself; on a desktop the customer confirms their number and gets a push notification. Either way they approve with a fingerprint or PIN in the app, and the registered card behind the account is charged. That is worth knowing: unlike iDEAL or Swish, Vipps is card-backed underneath rather than a direct bank transfer.

What Vipps can do

Coverage, costs and capabilities. Every method page answers the same questions in the same order, so you can compare two methods line by line.

Coverage

Payment type: Mobile wallet — card-backed
Channel: Online
Consumer countries: Norway
Available for: Coming soonFor companies in the EU only.

Your company is registered in

Pricing & settlement

Processing fee: —Pricing follows once the method is contracted.
Authorization fee: —
Currency conversion: —
Settlement currency: —
Settlement: Not confirmed yetSet once the method is contracted.

Features

Refunds: Supported.
Partial refunds: Supported.
Recurring payments: Supported.Vipps supports saved and recurring payments in its own product.
3-D Secure: Not supported.The customer approves with a fingerprint or PIN in the Vipps app.
Express wallet buttons: Not supported.Wallet buttons in our checkout run on cards.
Multi-acquirer routing: Not supported.Would run on a single acquiring route.
Chargebacks: Supported.A registered card sits behind the wallet, so card dispute rules apply.
Chargeback alerts: Not supported.Pre-dispute alerts come from card issuers and do not cover wallet disputes.

Prices follow the region above and come from the same rate card as the pricing page. They may still vary with merchant profile, processing volume and acquiring setup.

Why Vipps, and why through Checky Pro

The top row is the method itself; the bottom row is what our platform adds on top of it.

Near-universal in Norway

Vipps is how Norwegians pay each other and increasingly how they pay online. A Norwegian checkout without it is missing the default.

The app does the work

On a phone the app opens by itself; on a desktop a push notification arrives. Either way there is nothing to type but a phone number.

One company with MobilePay

Since the 2022 merger, Vipps in Norway and MobilePay in Denmark and Finland run on the same infrastructure.

Tell us and it counts

The waitlist is how we decide what to contract next. Every merchant who asks for Vipps moves it up the list.

It would land in the same balance

When we do add it, Norwegian payments join the same balance and payout schedule as everything else — nothing new to reconcile.

Nothing to rebuild later

New methods are a switch in your dashboard, not an integration project. If Vipps arrives, you turn it on.

Tell us you want Vipps

How a Vipps payment works

From click to balance — what your customer sees, and what happens behind it.

1
Enters their phone number
On a desktop the customer confirms their number; on a phone the Vipps app opens without one.
2
Gets a push notification
The Vipps app shows your store and the amount, and asks them to approve.
3
Approves with a fingerprint
A fingerprint or PIN confirms it, and the card registered to the Vipps account is charged.
4
Settled to your balance
How and when this settles is set once the method is contracted.

Vipps, answered

Still something open? The team answers on WhatsApp, usually the same day.

Can I accept Vipps through Checky Pro today?

No. None of our acquiring partners covers Vipps yet, so it is not something you can switch on. Leave your details on the waitlist and we will tell you the moment that changes.

What should I offer Norwegian customers instead?

Cards and wallets. Visa, Mastercard, Apple Pay and Google Pay all work for Norwegian shoppers — they are just not the method most of them would pick first.

Is Vipps the same as MobilePay?

Same company since 2022, different brand per market. Vipps is the Norwegian name, MobilePay the Danish and Finnish one, and the technology behind them is shared.

Is Vipps a bank transfer like Swish?

No. Swish moves money account to account; Vipps charges a card the customer registered in the app. That is why card dispute rules would apply to it.

When will you support it?

We cannot promise a date — it depends on our acquiring partners. What we can say is that the waitlist is what we use to prioritise, so telling us matters.